毕业生附加贷款
Government-insured, credit-based loan program for 研究生 student.
Approval for the PLUS loan is based on the credit-worthiness of the borrower. In the event of a credit-denial, Federal 学生援助's
PLUS贷款信息
page details the options available for obtaining a PLUS Loan.
在所有期间都要收取利息. Generally, PLUS Loan enters repayment 60 days after the loan has been fully disbursed. Various options are available to postpone payment; refer to Federal 学生援助's
直接PLUS贷款资料
详情请参阅网页.
注意: The student must be enrolled at least half time and be eligible for federal student aid.
资格要求
- The student must complete and submit a FAFSA application.
- Student must submit all required documents on the form to the 财政援助办公室.
- You must be enrolled or accepted for enrollment in a degree, certificate or professional program.
- Your enrollment status must be at least half-time, (the equivalent of 6 units).
- Must be a citizen or eligible non-citizen (permanent resident) of the United States.
- Must be a parent of a dependent undergraduate student.
研究生加一般信息
- Is available to graduate student in a degree seeking program.
- The student must meet the general eligibility requirements for federal student aid.
- 信用贷款.
- 支付 requires the student be enrolled in half-time, (the equivalent of 6 units)
利率及贷款费用
Interest rates are adjusted by Congress annually, with a new rate taking effect each July 1st. Although the interest rate for new loans may change each July 1, the rate received will be fixed for the life of the loan.
除了利率, Plus Loans收取发起费用, which is deducted from your loan funds at the time of disbursement.
请查看 学生资助网站
for interest rates and loan fees for current and past years.
我能借多少钱
The maximum PLUS loan amount you can borrow is up to the cost of attendance minus any other financial aid awarded to the student.
如何申请|第1部分-完成FAFSA
-
申请FAFSA
- Submit all required documentation to the 财政援助办公室
- Review your Financial Aid summary in your Titan Online Student Center.
- If your total aid is less than the estimated financial aid and budget, you may apply for the difference in a Plus Loan.
如何申请|第二部分-毕业生加贷款
- 登录 Studentaid.政府
- Complete the 毕业生附加贷款 application, which includes a credit check
- Complete the Master Promissory Note (MPN) online.
- 全加贷款咨询
- Complete CSUF Plus Application with all attachment and submit it to the 财政援助办公室
毕业生加分贷款被拒绝
You may still receive a Plus Loan via one of these two options:
- Obtaining an endorser who does not have an adverse credit history. 然后与共同签名者(背书人)重新申请。.
- 向美国政府提供文件.S. Department of Education's satisfaction extenuating circumstance relation to your adverse credit history.
一旦你完成了上面的任何一个选项, you also must complete the credit counseling for the Plus Loan borrowers at the Studentaid.政府
网站.
附加贷款资金如何发放?
PLUS loan funds are sent via to the University for application to the student's campus account. Accepted loan funds are divided so half the funding is provided for the Fall semester and the other half is provided for the Spring semester.
Once the funding has been sent to the University, the 财政援助办公室 will again verify the student's eligibility for payment. Then the funds are applied to the student's remaining campus balances, 这包括校园学费和杂费, 以及CSUF校园住宿费.
Once the student's account has been paid in full, Student Business Services (SBS) will mail a check or direct deposit for the remainder the student.
还款
When you receive your Direct PLUS Loan, you will be contacted by your loan provider. Your loan servicer will provide regular updates on the status of your Direct PLUS Loan and will provide you with information on how and when to repay your loan. You’ll make payments to your loan servicer using one of several repayment plans available to PLUS loan borrowers.
你可以了解更多 还款选项在此
.
